The Board moved to the Aetna-NJ Southern Coastal Health Insurance Fund to lower premium rates by placing us into a larger risk pool. It saves everyone money. If you have any coverage related issues, please call the insurance broker, Allen Associates at 692-2250. Identify yourself as an employee of the Vineland Board of Education and have your insurance card on hand.
All V.E.A. members are entitled to health insurance (Aetna 15 PPO, prescription, vision, and dental) for self and family dependents. N.J. law, Chapter 78, requires all public employees to pay a portion of the yearly costs. That amount differs based on level of coverage and salary. The Premium Sharing chart, linked below, shows the % of premiums you must pay – use the Year 4 %’s. Some or all insurances can be dropped in order to avoid paying if you are covered as a dependent under a family member’s insurance. Waivers must be filled out and updated each year during Open Enrollment, see the Personnel Dept. for the form and more information on waivers. A link to the district Health Insurance information page is here. Other plans are available for greater or less cost, however members are cautioned about dropping to inferior insurance plans without considering the coverage limitations. For more information please contact us for assistance and questions. Members on unpaid leave of absences are still required to pay their premium sharing. Contact Personnel to make arrangements. We pay for July and August during the following September-June.
To calculate your premium sharing contribution:
Add up the monthly rates for all insurances that you carry (for nearly everyone it’s the Aetna medical, prescription, vision, and dental) and multiply it by 12 for the yearly cost. Multiply that cost by the % at Year 4 for your benefit level and salary. Here is a calculation spreadsheet: Excel/Google Sheets Calculator 2019-20. Delete any numbers and start over with your own level of coverage, % and the newest rates. Call us if you need help or it doesn’t add up!
for more information:
Chapter 78 – Premium Sharing: PremiumSharingChart
Understanding the Impact of Chapter 78 on your pay: ImpactofCh78onTakeHomePay
Health Benefit Rate Charts: See 2019-20 rates.
Benecard Mail Service Patient Information and Order Form: Benecard Mail Service Form July 2015